In fact, banks typically see lending through a dealership like us as less risky compared to lending to a private party. Payment CalculatorĪbsolutely! We offer financing on all of our vehicles, both new and pre-owned. Check out our current lease offers today or contact us for more information. If you are interested in having the lowest possible down payment, taking advantage of our low or no money down lease specials may be your best option. If you are trading in a vehicle, the value of your trade-in will help cover most of, if not all, of your down payment. You don't necessarily need to have this cash on hand though. There is no harm in putting down as much as possible though, and we would suggest aiming for putting down around 20% to help lower your monthly payments. It is recommended to put at least 10% down on the purchase of a new or pre-owned vehicle, but as little as $500 can be sufficient in many cases. In fact, we will even buy your car from you regardless if you buy a vehicle from us! We'll Buy Your Car This is one less thing you have to worry about when you trade in your car with us, versus selling it privately. In both cases, we will take care of paying off the lien holder and getting the title for your vehicle. If your car is worth less than what you owe, the remaining loan balance will simply be deducted from the value of your trade-in. There are a few things to still be aware of though. Trading in a financed vehicle is very common. BuyĬan I trade in my car that's not paid off? If you like driving a new car every two or three years, prefer lower monthly payments, or drive under 10,000 miles per year then leasing might be the best option.ĭo you want to keep your car for longer than three years? You should probably consider purchasing your next vehicle. Depending on your situation, one may be better than the other for you. One finances the use of a vehicle the other finances the purchase of a vehicle. However, you can choose to make a claim under any of our warranty insurance policies even if you have rights under the law.Leases and loans are simply two different methods of automotive financing. Your right to claim under our warranty insurance policies for the benefits covered is in addition to other rights and remedies you have under the law in relation to your vehicle.

Our warranty insurance policies do not change or take away your rights under the Australian Consumer Law. If Toyota Insurance is purchased online, the issuer and insurer is Adica. The insurer is Aioi Nissay Dowa Insurance Company Australia Pty Ltd ABN 11 132 524 282, AFSL 443540 (Adica). Toyota Insurance purchased in a dealership or via the Toyota Insurance National Customer Solutions Centre is issued by Toyota Finance Australia Limited (TFAL) ABN 48 002 435 181, AFSL and Australian credit licence 392536. Before making a decision to purchase any of the insurance products you should consider the appropriateness of the advice taking into account your own objectives, financial situation and needs and refer to the current PDS for the relevant product available from participating Dealers, via our website at or by calling 137 200.

This advice is general in nature and does not take into account your objectives, financial situation or needs.

Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. This information provided by Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536 and is of a general nature and for information only.

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